Alabama
- Filing deadline
- Generally 2 years from the date of injury.
- Fault rule
- Pure contributory negligence: even slight fault on your part can bar recovery.
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Tennessee
- Filing deadline
- Generally 1 year, one of the shortest in the region.
- Fault rule
- Modified comparative fault: you can recover if you are less than 50% at fault.
Georgia
- Filing deadline
- Generally 2 years from the date of injury.
- Fault rule
- Modified comparative fault: barred at 50% or more at fault.
Florida
- Filing deadline
- Generally 2 years for negligence claims arising after March 2023.
- Fault rule
- Modified comparative negligence: barred if more than 50% at fault.
How fault rules affect an injury claim
Injury law is mostly state law. The place where an accident happened can determine both the filing deadline and how a claimant’s share of responsibility changes compensation.
The three fault systems
- Contributory negligence. Even a small share of fault can prevent recovery. Alabama follows this strict approach.
- Modified comparative fault. Compensation falls by the claimant’s percentage of fault, with recovery barred at a state-specific threshold. Tennessee, Georgia, and Florida use versions of this system.
- Pure comparative fault. Compensation is reduced by fault percentage, but recovery may remain possible above 50% fault.
General information only. Exceptions and shorter notice rules may apply, especially for government claims.